District Court Enforces Massachusetts Choice-of-Law Clause in ERISA Case, Rejects California Ban on Discretionary Clauses
District Court Enforces Massachusetts Choice-of-Law Clause in ERISA Case, Rejects California Ban on Discretionary Clauses
In Hildebrandt v. Unum Life Insurance Company of America, No. 8:23-CV-02297-ODW (JDEX), 2026 WL 413748 (C.D. Cal. Feb. 13, 2026), the Central District of California enforced a Massachusetts choice-of-law provision…
District Court Rejects Unum’s Boilerplate Discovery Objections and Allows Limited Incentive Discovery in ERISA Case Alleging Bad Faith
In Schaefer v. Unum Life Insurance Company of America, No. 4:24-CV-00590, 2026 WL 396445 (M.D. Pa. Feb. 12, 2026), the U.S. District Court for the Middle District of Pennsylvania addressed…
Your ERISA Long-Term Disability Claim Was Denied. Should You Handle the Appeal Yourself?
When an ERISA long-term disability (LTD) claim is denied, most people assume the insurance company simply needs more information. They think: “I’ll just send updated records.” “My doctor can write…
District Court Rejects Proposed ERISA Class Challenging NFL Disability Benefits Process for Lack of Commonality and Typicality
In Alford, et al v. The NFL Player Disability, & Survivor Benefit Plan, et al., No. 1:23-CV-00358-JRR, 2026 WL 216349 (D. Md. Jan. 28, 2026), a group of retired National…
District Court Denies Summary Judgment in ERISA Benefits Matter Where Hartford Failed to Meaningfully Engage with Evidence Supporting Disability
In Butter v. Hartford Life and Accident Insurance Company, No. 24-11499-MJJ, ---F.Supp.3d----. 2026 WL 172049 (D. Mass. Jan. 22, 2026), the District of Massachusetts denied cross-motions for summary judgment and…
Eleventh Circuit Affirms Long-Term Disability Denial Based on Coverage Lapse and Preexisting Condition Where Payroll Records Show Reduced Hours
In Tunkle v. Reliastar Life Insurance Company, No. 24-12563, 2026 WL 144606 (11th Cir. Jan. 20, 2026), the Eleventh Circuit affirmed summary judgment in favor of ReliaStar Life Insurance Company,…
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