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ERISA “Any Occupation” Standard Defeats MS Claimant: N.D. Illinois Court Upholds Unum’s Long-Term Disability Denial on De Novo Review

ERISA “Any Occupation” Standard Defeats MS Claimant: N.D. Illinois Court Upholds Unum’s Long-Term Disability Denial on De Novo Review

In Scorzo v. Unum Life Insurance Company of America, No. 23-cv-3836, 2026 WL 2070002 (N.D. Ill. July 17, 2026), United States District Judge Jeffrey I. Cummings granted judgment to Unum…

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When “Sedentary” Isn’t the Whole Job: California Court Restores 20 Years of ERISA Disability Benefits Reliance Standard Cut Off

In Cyr v. Reliance Standard Life Insurance Company, No. 2:23-cv-06286-DSF-RAO, 2026 WL 2056667 (C.D. Cal. July 15, 2026), United States District Judge Dale S. Fischer, following a bench trial on…

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When Can an ERISA Claimant Get Discovery Beyond the Administrative Record? A New York Court Draws the Line

In De Mello v. First Unum Life Insurance Company, No. 25-cv-7933 (LJL), 2026 WL 2032059 (S.D.N.Y. July 14, 2026), United States District Judge Lewis J. Liman denied an ERISA long-term…

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Michigan Federal Court Reinstates ERISA Long-Term Disability Benefits After Insurer Applied the Wrong Plan Definition

In Fitzgerald v. Metropolitan Life Insurance Company, No. 23-13169, 2026 WL 1990460 (E.D. Mich. July 9, 2026), District Judge David M. Lawson granted judgment to a former automotive production worker…

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Eleventh Circuit Affirms De Novo Disability Denial but Questions Whether Plan Conferred Discretion

In Wang v. Metropolitan Life Insurance Co., No. 25-11527, 2026 WL 1960673 (11th Cir. July 7, 2026), the Eleventh Circuit affirmed the entry of judgment for MetLife on a pro…

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Tennessee Federal Court Upholds Unum’s Termination of ERISA Long-Term Disability Benefits, Finding No Abuse of Discretion

In Smith v. Unum Life Insurance Company of America, No. 1:21-CV-294-KAC-CHS, 2026 WL 1949312 (E.D. Tenn. July 6, 2026), the United States District Court for the Eastern District of Tennessee…

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